Your use of QuickFi and your transactions conducted with Innovation Finance in connection with QuickFi are subject to the following terms and conditions, also referred to as “Terms and Conditions”. The terms “you” or “your” refers to a Visitor, User, or Affiliate of QuickFi and/or Innovation Finance.
Terms and Conditions
QuickFi is owned and operated by Innovation Finance USA LLC, 30 Liftbridge Lane East #200, Fairport, NY 14450, which is referred to below as “Innovation Finance” or “Company” or “we”.
Accepting the Terms
By using the information, tools, features, software, and functionality including content, updates, and new releases provided by Innovation Finance and/or QuickFi, you agree to be bound by the Terms and Conditions, whether you are a Visitor (you simply browse innovationfinance.com or browse the QuickFi application), or a User (you have registered with the QuickFi application), or an Affiliate (you are in legal business with Innovation Finance) in any capacity.
You agree that:
- your use of QuickFi is subject to and governed by these Terms and Conditions,
- you will only access or use this website and transact business with us if you are at least 18 years old,
- you will comply with and be bound by these Terms and Conditions as they appear on this page each time you access and use this website,
- each use of this website by you indicates and confirms your assent to and agreement to be bound by these Terms and Conditions, and
- these Terms and Conditions are a legally binding agreement between you and Innovation Finance that will be enforceable against you.
You agree that you will not use or attempt to use QuickFi for any purpose other than conducting equipment financing related business with Innovation Finance as a bona fide client of Innovation Finance; you may not use or attempt to use QuickFi for any purpose:
- that interferes with or induces a breach of the contractual relationships between Innovation Finance and its employees,
- that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their equipment,
- that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email, unsolicited commercial communications,
- that transmits any harmful or disabling mobile application and/or computer codes or viruses,
- that harvests email addresses from QuickFi,
- that transmits unsolicited email to QuickFi or to anyone whose email address included the domain under QuickFi,
- that interferes with our network services,
- that attempts to gain unauthorized access to our network services,
- that suggests an expressed or implied affiliation with Innovation Finance or vender and/or broker relationship with Innovation Finance (without the express written permission of Innovation Finance),
- that impairs or limits our ability to operate QuickFi or any other person’s ability to access and use QuickFi, and/or
- that uses any methods, means or devices to utilize QuickFi or cause a visit to QuickFi for the purpose of manipulating the results of any Internet search engine, or for any other purpose other than conducting equipment leasing related business with Innovation Finance as a bona fide client of Innovation Finance,
- that unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity,
- that harms, threatens, harasses, abuses, or intimidates another person in any way or involves images or content that depicts, promotes, encourages, indicates, advocates, or tends to incite the commission on a crime or other unlawful activities,
- that dilutes or depreciates the name and reputation of Innovation Finance or any of its affiliates,
- that transmits or uploads any content or images that infringes any third party’s intellectual property rights or infringes any third party’s right of privacy, or
- that unlawfully transmits or uploads any confidential, proprietary, or trade secret information.
Innovation Finance reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of QuickFi.
You agree and acknowledge that you have the sole responsibility and liability for your use of QuickFi and for providing or obtaining, and for maintaining, all of the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use QuickFi.
Privacy and Your Personal Information
You agree that Innovation Finance may use and maintain your data according to the law. You give Innovation Finance permission to combine information you upload during your usage of QuickFi with that of other Innovation Finance services. Innovation Finance may access or store your personal information to the extent permitted applicable by law.
Intellectual Property Rights
The following marks appearing on this website, including, but not limited to: Innovation Finance; QuickFi; and the respective logos, emblems, slogans, and designs, are trademarks and/or service marks of Innovation Finance USA LLC.
Web Page Content: innovationfinance.com
You acknowledge and agree that:
- all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, “look and feel”, and the operation of the website (collectively “Web Page Content”) are protected by various intellectual property laws, including, but not limited to, copyrights, patents, trade secrets, trademarks, and service marks, and
- all rights associated with the Web Page Content are owned by Innovation Finance, its licensors, or content providers.
Furthermore, you acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any Web Page Content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, modify, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Web Page Content.
You may not use Web Page Content, domain names (in whole or in part), or email addresses related to or derived from this website, nor any data, trademarks, functionality, service marks, tradenames, brand names and/or logos contained within or derived from this website, for any purpose; meaning that you may not, among other prohibited uses, use any Web Page Content, domain names, email addresses, data, trademarks, service marks, trade names, brand names and/or logos on or derived from this website:
- in or as any meta-tag or hidden text;
- in or as part of any contextual marketing directory, index, or triggering term;
- as content or advertising related to any other website including, but not limited to, comparative/informational websites; and/or
- as a variable or data element in any algorithm that causes another Internet browser to appear on, over, or at the same time as Innovation Finance’s website or controls that content of any other Internet browser window.
You acknowledge and agree that all submissions to Innovation Finance and/or QuickFi containing any comments, improvements, suggestions, or any ideas regarding innovationfinance.com and/or QuickFi will become and remain our exclusive property, including any future rights associated with such submissions, even if the provisions of these Terms and Conditions are later modified or terminated. You acknowledge and agree that you forever disclaim any proprietary rights in such submissions, and you acknowledge Innovation Finance’s unrestricted right to use, publish, and commercially exploit, identical, similar, or derivative ideas originating from your submission, in any medium, now and in the future, without notice, compensation, or other obligation to you or any person.
You acknowledge and agree that all testimonials submitted to Innovation Finance will become and remain our exclusive property, even if the provisions of these Terms and Conditions are later modified or terminated. You irrevocably grant to Innovation Finance the unrestricted right (now and in the future, without notice, compensation or other obligation to you or any other person) to use your statement, image, likeness, as they may be used, in any medium, in connection with an advertisement or for any other publicity purpose. You further agree that Innovation Finance may use any percentage of your testimonial, image, likeness and/or works, in any way that it sees fit, and my exclude your name or use a fictitious name herewith.
Not Responsible for Links to Other Websites: For your convenience, innovationfinance.com and/or QuickFi may provide links to other websites on the World Wide Web. Unless expressly stated otherwise on innovationfinance.com and/or QuickFi, Innovation Finance does not endorse, approve, sponsor or control, and we are not in any way responsible for, any of the content, services, calculations, information, products, or materials available at or through any websites to which innovationfinance.com or QuickFi may provide a link. By using innovationfinance.com or QuickFi, you acknowledge and agree that Innovation Finance will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products, or materials.
Revisions and Modification
You agree and acknowledge that we may revise or change these Terms and Conditions at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms and Conditions as they appear on innovationfinance.com and/or on the QuickFi application. Because these Terms and Conditions may change, we encourage you to refer back often to these Terms and Conditions. In addition, you agree and acknowledge that all other content, services, products, and materials on or available through innovationfinance.com are subject to updating and revision without notice to you. You further acknowledge and agree that individual modifications to the Terms and Conditions may not be altered by contact, unless expressly permitted in writing by the Chief Executive Officer (CEO) of Innovation Finance.
You understand and acknowledge that Innovation Finance controls and operates innovationfinance.com from within the United States of America. Innovationfinance.com and QuickFi provides information regarding services and products made available in the United States, and you acknowledge and agree that you are responsible for compliance with all federal, state, and local laws applicable to your access to and use of QuickFi and innovationfinance.com.
User IDs and Passwords
QuickFi is restricted to users who have obtained a user identification and password by completing a registration process. Please be sure to protect and maintain the confidentiality of any user identification, password, or any other identifying information you may obtain in connection with your use of QuickFi. You agree to notify Innovation Finance immediately if you believe your user identification, password, or other identifying information has been lost, stolen, or otherwise compromised.
If you make any unauthorized use of innovationfinance.com, QuickFi, or this Terms and Conditions: (a) you may be in violation of copyright and other laws of the United States, as well as applicable state laws, and may be subject to penalties, and (b) you may be responsible for damages caused to Innovation Finance. You agree to indemnify Innovation Finance and its affiliates, vendors and licensors, and all of the employees, officers, directors, agents, and representatives of Innovation Finance and its affiliates, vendors and licensors, against, and to hold all of them harmless from, all costs, claims, damages, expenses or other losses, including attorney’s fees and court costs, that arise from or are related to your use of innovationfinance.com and/or your breach/violation of or failure to comply with the Terms and Conditions.
Limitation of Liability
You agree that under no circumstances will Innovation Finance be liable to you or any other person or entity for any damages or injury, including any direct, special, incidental, consequential or punitive damages or any damages or injury caused by error, inaccuracy, omission, interruption, defect, failure or performance, delay in operation or transmission, telecommunications failure or computer virus or other problem, that may result from the use of, or the inability to use, innovationfinance.com or QuickFi, or the content or functionalities related to innovationfinance.com or QuickFi, whether in action alleging breach of contract, negligence, or any other cause of action, or arising out of or in connection with the use or performance of any Web Page Content on or available through innovationfinance.com. You agree that Innovation Finance shall not be liable even if we or our authorized representatives have been advised of the possibilities of such damages.
Communications with Company
Lease and Loan Approvals: all lease and loan approvals, pre-qualifications, pre-approvals, rate locks, monetary agreements, and the like, are only made by Innovation Finance in writing. Approvals, pre-approvals, and pre-qualifications are conditional in accordance with these terms except anything specifically provided in writing and signed by Innovation Finance.
Esignature: any esignature that is clicked and/or typed is legally binding to you.
Reporting and Monitoring of Communications: your communications with Innovation Finance via innovationfinance.com, email, Zendesk Live Chat, telephone, or other methods may be recorded or monitored and by using such communication methods you are consenting to the recording or monitoring of the same.
Social Media Sites
Innovation Finance may provide experiences on social media platforms such as Facebook, Twitter, Instagram, YouTube, and Linkedin that enable online sharing and collaboration among users who have registered to use them. Any content you post, such as pictures, information, opinions, or any personal information that make you available to other participants on these social platforms, is subject to the Terms and Conditions and Privacy Policies of those platforms. Please refer to those social media platforms to better understand your rights and obligations with regard to such content.
Agreement to calls and information sharing: if you submit to Innovation Finance through innovationfinance.com or the QuickFi application, or otherwise make an inquiry about equipment financing, you understand and agree that we may share the information that you provide, including, but not limited to, your full name, address, company name, and telephone number, with our affiliates so that they may respond to your inquiry. You authorize Innovation Finance to share your information, either as provided by you or as corrected by us. You acknowledge that Innovation Finance is not a party to any agreement that you may make with an affiliate, and that the affiliate is solely responsible for its services to you. You understand that requirements for a particular product or service, including equipment financing, are determined by the affiliates and that Innovation Finance does not endorse, warrant, or guarantee the products or services of any of its affiliates. You ensure that Innovation Finance shall not be liable for any damages or costs which arise from your use of the affiliates’ goods or services.
Application of Additional Terms
You acknowledge that certain features of QuickFi, and other products and services of Innovation Finance, including those that may be available through innovationfinance.com, may be subject to terms, conditions, and disclaimers in addition to these Terms and Conditions, and you agree that your use of such products and services will be subject to such additional terms, conditions, and disclaimers.
Agreement to Provide Accurate Information
In making a financing inquiry, or entering into any other transaction or request for information via QuickFi and/or innovationfinance.com, you agree to provide accurate, true, current, and complete information upon which Innovation Finance may rely.